Savings made easy
Savings made easy
As an employee of West of Scotland Housing Association, you can join Glasgow Credit Union and make saving easier by putting money aside directly from your wages each payday.
As a member, you'll also have access to personal loans and mortgages, with the convenience of managing your account 24/7 through our app.
Joining is free, quick and easy – and you can do it all from your phone.
Ready to start saving?
Simply click the JOIN link below to begin.
Glasgow Credit Union is a member owned financial mutual. That means our focus is on helping members save regularly, borrow responsibly and make more of their money.
When you become a member, you are not simply opening a savings account. You are joining a community of people working together towards stronger financial futures.
You'll be in good company
Over 65,000 members
More than 65,000 members are already enjoying the benefits.
Over £55 million borrowed
More than £55 million has helped our members fund holidays, home improvements, weddings, new wheels and everything in between.
Over £180 million saved
Together, our members have more than £180 million in savings with Glasgow Credit Union.
Savings that happen on payday
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Join in just a few clicks
Follow the join link on this page and complete your quick and simple application.
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Choose what to save
Decide how much you’d like to save from your salary each payday – whatever works for you (min. £10)
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Watch your savings grow
Your chosen amount is saved automatically each payday, helping you build your savings effortlessly over time.
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Manage everything in app
Keep track of your savings, make withdrawals and apply for a loan – all from your phone.
Saving made simple
Build your savings automatically every payday, then check your balance and manage your account 24/7 through our app or online.
Want to change how much you save? You can adjust your contribution at any time (between a minimum of £10 and maximum of £1,000 each payday).
Savings Pots for every goal
Organise your money into separate pots for holidays, Christmas, emergencies or whatever you are working towards. Name your pots, set goals and follow your progress in the app.
Annual dividend
What is a dividend?
As a member-owned financial co-operative, we don't have shareholders. Instead, where our financial position allows, we may return part of our surplus to eligible members through an annual dividend on their savings.
Unlike a bank, where savings may earn interest, a dividend is proposed by our Board and agreed by our members at our Annual General Meeting (AGM) each December.
Want to see what we've paid in previous years?
View our dividend history below, showing the dividends paid to members over the last 10 years.
Monthly Prize Draw
When you join and start saving with us, you can enter our monthly Prize Draw.
We have 65 cash prizes up for grabs each month.
Paid and free entry routes are available. Terms and conditions apply.
Member-only loans
As a member, you can apply for a personal loan with competitive rates and flexible repayment options. Whether you're improving your home, buying a car, planning a wedding or taking a holiday, we're here to help you spread the cost with manageable fixed repayments.
Member-only mortgages
Explore exclusive member rates across a range of mortgage options, with friendly advisers available to support you throughout the process.
Everything you need to know about joining
Ready to make your next payday count?
Ready to make your next payday count?
Start your savings journey today.
Join Glasgow Credit Union for free and start building savings directly from your wages each payday.