Building strong relationships with our members is important to us. Sometimes things can, and do, go wrong and when this happens we encourage members to tell us about it so we can aim to put things right. If you want to make a complaint – whatever it’s about – you can get in touch in the way that suits you and we’ll look into the problem.
By phone: Call us on 0141 274 9933
Online: Complete our online form. Please fill in the requested details on and press submit.
In person: Visit the office and speak to a member of staff.
In writing: To Glasgow Credit Union, 95 Morrison St, Glasgow, G5 8BE.
What happens next?
We’ll record your complaint and do all we can to resolve it as quickly as possible. We always aim to achieve a same business day resolution for all complaints.
In the event a same day solution is not achievable, you will be notified (verbally or in writing) of a 72 hour extended response time.
If 72 hours is not achievable, you will be notified again of an 8-week timescale to issue a final response.
If you’re still not happy: If we can’t put things right to your satisfaction, you can ask the Financial Ombudsman Service to look at your complaint – provided you have tried to resolve the matter directly with us first. We hope you won’t need to contact the Financial Ombudsman Service but if you do, please find some further information below along with their contact details.
Financial Ombudsman Service
The Financial Ombudsman Service (FOS) was set up to help settle individual disputes between consumers and financial firms. The Financial Ombudsman Service will only look at complaints if the firm has investigated the complaint and given a response.
If you are not happy with a final response given to a complaint or if no final response has been provided within an 8 week period from the date of the initial complaint, you are the eligible to contact the Financial Ombudsman Service and request they investigate the matter on your behalf. No charge will be made for this and any decisions made will be binding on the financial institution concerned.
The Financial Ombudsman Service
LONDON E14 9SR
Please check first that you are eligible to apply:
You are aged 18 or over
You have had an active Glasgow Credit Union membership for at least 3 months
You have a UK bank account in your own or joint names
You are a permanent UK resident
You have never been bankrupt or had a Court Decree
To complete your application you will need:
Your current employer's address details
Details of monthly income and outgoings
Bank or building society details (sort code and account number)
To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice
It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.
Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.