A better way to borrow

Whether it’s undertaking some home improvements, upgrading to a newer, more reliable car or even covering the cost of a wedding, we could help provide the funds with personal loans from £500 – £25,000.

All our personal loans come with these added benefits providing you with a better way to borrow:

  • No early repayment fees
  • Quick and easy online application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates guaranteed not to change after application
  • We help you to grow your savings alongside your loan repayments
  • Repay your loan direct from your salary (if you work for one of our employer partners)
  • Added peace of mind with our Free loan protection*

Apply now

Personal Loan calculator

Find a loan to suit you

I want to borrow

£

How long for

Representative Example

Summary

  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56

IMPORTANT INFORMATION

You will receive a confirmation email on completion of your loan application. In some cases, we may need you to provide more information to help us make a decision.

  • Loans are exclusive to members aged 18 and over, who must live or work in the West of Scotland (which includes all G, FK, KA, ML and PA postcodes), or work for one of our Employer Partners.
  • You must save at least £10/month along with your loan repayment. If you’re not already a member, it’s free to join.
  • All loans are subject to status and meeting our lending criteria. Terms and conditions apply.
  • Personal Loans are not available for debt consolidation. Visit our Consolidation Loan page if you’re interested in this.
  • If you have difficulty repaying your loan, download our leaflet to see your options

*In the event of your death, your loan will be paid off in full. Restrictions apply.

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You are now applying for a personal loan

Please check first that you are eligible to apply:

  • You are aged 18 or over
  • You have a UK bank account in your own or joint names
  • You are a permanent UK resident
  • You have never been bankrupt or had a Court Decree

To complete your application you will need:

  • Your current employer's address details
  • Details of monthly income and outgoings
  • Bank or building society details (sort code and account number)

To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice

It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.

Are you happy to proceed with an application?

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