Soar away with our low rate loans!

There has never been a better time to borrow with Glasgow Credit Union.
Whether you’re booking a holiday, fitting a new kitchen, or buying a new car, you’ll benefit from our low rate personal loans this summer.

Personal Loan Calculator

Find a loan to suit you

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Representative Example

Summary

  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56

Benefits of borrowing with us:

  • Instant decision
  • No early repayment fees
  • Quick and easy online application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates guaranteed not to change after application
  • We help you to grow your savings alongside your loan repayments
  • Free loan protection insurance*

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ADDITIONAL BORROWING

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CONSOLIDATION

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BUDGET LOANS

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IMPORTANT INFORMATION

An instant decision will be given on your loan application, followed by a confirmation email. In some cases, we may need you to provide more information to help us make a decision.

  • Loans are exclusive to members aged 18 and over, who must to live or work in a G postcode.
  • You must save at least £10/month along with your loan repayment. It’s free to become a member and you can join at the start of your loan application.
  • All loans are subject to status and meeting our lending criteria. Terms and Conditions apply. View all loan rates.
  • Personal Loans are not available for debt consolidation. Visit our Consolidation Loan page if you’re interested in this.

*In the event of your death, your loan will be paid off in full. Restrictions apply.

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You are now applying for a personal loan

Please check first that you are eligible to apply:

  • You are aged 18 or over
  • You have a UK bank account in your own or joint names
  • You are a permanent UK resident
  • You have never been bankrupt or had a Court Decree

To complete your application you will need:

  • Your current employer's address details
  • Details of monthly income and outgoings
  • Bank or building society details (sort code and account number)

To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Fair Processing Notice

It is important that you read the Fair Processing Notice document above. If there is anything that you do not understand, please contact us.

Are you happy to proceed with an application?

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Loan Term

Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.

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