A better way to borrow

Whether you plan on undertaking some home improvements, going on holiday, upgrading to a new car or even covering the cost of a wedding, we could help provide the funds with personal loans from £500 – £25,000.

All our personal loans come with these added benefits providing you with a better way to borrow:

  • No early repayment fees
  • Quick and easy online application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates guaranteed not to change after application
  • We help you to grow your savings alongside your loan repayments
  • Repay your loan direct from your salary (if you work for one of our employer partners)
  • Added peace of mind with our Free loan protection*

Personal Loan calculator

Find a loan to suit you

I want to borrow


How long for

Representative Example


  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56


You will receive a confirmation email on completion of your loan application. In some cases, we may need you to provide more information to help us make a decision.

  • Loans are exclusive to members aged 18 and over, who must live or work in the West of Scotland (which includes all G, FK, KA, ML and PA postcodes), or work for one of our Employer Partners.
  • You must save at least £10/month along with your loan repayment. If you’re not already a member, it’s free to join.
  • All loans are subject to status and meeting our lending criteria. Terms and conditions apply.
  • Personal Loans are not available for debt consolidation. Visit our Consolidation Loan page if you’re interested in this.
  • If you have difficulty repaying your loan, download our leaflet to see your options

*In the event of your death, your loan will be paid off in full. Restrictions apply.