Affordable Borrowing, Tailored for You
Affordable Borrowing, Tailored for You
Your personal loan for your purpose.
A dream holiday, home improvements, a car upgrade, or even covering the cost of a wedding – no matter what your goal is, we can help.
Borrow between £500 and £25,000 over terms of up to 7 years. With low monthly repayments to suit your budget, we have a loan to meet your needs.
Unlike most other lenders, we don't rely on computers to make our lending decisions. Each loan is personally assessed by one of our team to ensure repayments are affordable.
Once you become a member, apply for a loan in app, online or by phone.
Personal Loans
Borrow between £500 and £25,000 with fixed monthly repayments over a choice of terms up to 7 years.
Results
Loan amount
£7500
APR
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A Better Way to Borrow
A Better Way to Borrow
Reasons to Choose Us for Your Personal Loan:
1. Flexible Loan Amounts: Borrow between £500 and £25,000 with a repayment term that suits you.
2. Competitive Interest Rates: Enjoy transparent rates that won’t increase after you apply.
3. No Early Repayment Fees: Pay off your loan early without any penalties.
4. Personalised Lending Decisions: Each loan application is assessed by our team - not just a computer - ensuring repayments are affordable for you.
5. Free Loan Protection Insurance: In the event of your death, your loan will be paid off in full. Restrictions apply.
Ready to apply?
How to apply
Become a member
- Complete our online application to join.
- Create your Login details.
- Receive our Welcome Letter to your home address; this will include your unique member number and Activation Code.
Apply for a loan
- Download our mobile app and Login details.
- Input the Activation Code from our Welcome Letter to verify your account.
- Apply for your loan.
Receive your Decision
- You will receive a decision by email, usually within 1 working day.
- If approved, we’ll email you the loan agreement to review and digitally sign.
- We'll then send the funds directly to your nominated bank account same day.
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Is a Personal Loan Right for Me?
Flexible Loan Amounts from £500 to £25,000*
- A Personal Loan can help you achieve your goals, whether it’s funding a home improvement project, planning a dream holiday, upgrading your car, or covering a special occasion.
- Before applying, it's essential to carefully assess your financial situation and ensure you can comfortably afford the repayments.
- If you ever experience difficulties repaying your loan, our Financial Wellbeing Hub offers guidance on the support available.
* Terms and Conditions apply
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Eligibility:
You must be aged 18+, meet our lending criteria and save a minimum of £10 per month to your Member Savings Account.
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Competitive Interest Rates:
Enjoy clear, competitive rates that won’t increase after you apply.
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Fixed Repayment Structure:
Choose your loan term, with repayments spread over 1 to 7 years.
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No Early Repayment Fees:
Pay off your loan early without any additional charges.