First Time Buyer Mortgages

We have a range of mortgages, including both fixed rate and variable rates, to suit first time buyers.

Take a look at the pros and cons of fixed rate versus variable rate mortgages.

We also offer mortgages in conjunction with a range of Scottish Government Shared Equity schemes, specifically tailored to help first time buyers into their own home.

Our mortgage team has helped hundreds of first time buyers get on to the property ladder. Your named mortgage adviser is here for you from your first enquiry through to getting your keys, and beyond.

Mortgage Calculator

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Fixed Rates Mortgages

ProductInitial RateFollowed by SVR (current rate)Overall Cost for ComparisonSet-up FeesMonthly Payment
No Mortgages match.

Discounted Variable Rate Mortgages

ProductInitial RateFollowed by SVR (current rate)Overall Cost for ComparisonSet-up FeesMonthly Payment
No Mortgages match.

Standard Variable Rate Mortgages

ProductInitial RateFollowed by SVR (current rate)Overall Cost for ComparisonSet-up FeesMonthly Payment
No Mortgages match.

For more information, contact our mortgage team on 0141 274 9933

Not got time to talk right now?

Complete our online form and we’ll contact you to discuss your mortgage enquiry.

IMPORTANT INFORMATION

  • All loans are subject to status and meeting our lending criteria, which will include a credit reference assessment.
  • Maximum loan to income is 4 x annual income (benefits can only be taken into consideration if they are payable for the full term of mortgage – evidence of this will be required). For non-contractual regular income such as bonuses or regular overtime, some of this income may be considered if proof available over a two-year period.
  • An early repayment charge of 2% applies where a promotional rate product is repaid during the promotional rate period.
  • A redemption administration fee is payable when your mortgage is repaid in full, the current fee is £125.
  • A valuation fee may be payable, the fee noted in our illustration is an average, please contact the office to find out what the fee will be (if a fee is payable).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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