Car loans

If you’re gearing up to buy a new car – be it brand new, or just new to you – we’ve got a great loan offer that you won’t want to miss!

Our Car Loan comes with all the benefits you’d expect from a credit union loan – no early repayment fees, an easy online application, free loan protection – plus our lowest ever rates!

Borrow between £500 – £25,000:

Car loan calculator

Find a loan to suit you

I want to borrow


How long for

Representative Example


  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56

Other benefits of borrowing with us:

  • No early repayment fees
  • Quick and easy online application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates guaranteed not to change after application
  • Free loan protection*



You will receive a confirmation email on completion of your loan application.
In some cases, we may need you to provide more information to help us make a decision.

  • Car loans are exclusive to members aged 18 and over, who must live or work in the West of Scotland (which includes all G, FK, KA, ML and PA postcodes), or work for one of our Employer Partners.
  • You must save at least £10/month along with your loan repayment. If you’re not already a member, it’s free to join.
  • All loans are subject to status and meeting our lending criteria. Terms and Conditions apply.
  • If you have difficulty repaying your loan, download our leaflet to see your options

*In the event of your death, your loan will be paid off in full. Restrictions apply.