Car loans with a difference

You’ve seen the car you want, what next?

Borrow between £5,000 – £25,000 and receive an instant decision to help get you on the road quicker.

Plus, when your car loan is approved, you’ll receive a free MOT and 12 free car washes!

Car loan calculator

Find a loan to suit you

I want to borrow


How long for

Representative Example


  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56

Benefits of borrowing with us:

  • Instant decision
  • No early repayment fees
  • Quick and easy online application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates guaranteed not to change after application
  • Free loan protection insurance*


Get that new car feeling

Keep your car looking great with 12 free car washes, as well as a free MOT at hundreds of centres nationwide.

Car wash vouchers entitle you to a Car Wash 3/Triple Foam wash and can be redeemed at any IMO/ARC sites nationwide.
It’s easy to redeem and there are no hidden catches – simply hand over the voucher on the correct month to receive your free car wash.

Your free MOT is valid for a class 4 vehicle at hundreds of centres nationwide. Simply call the reservations number on your pack to book.
Don’t forget there are no hidden catches:

  • Free MOT test (Class 4 vehicles)
  • Fully itemised vehicle inspection report
  • Many centres nationwide to choose from
  • Ease of booking – one number to call

If your application is successful, a pack will be posted including your car wash vouchers and MOT booking code.


An instant decision will be given on your loan application, followed by a confirmation email.
In some cases, we may need you to provide more information to help us make a decision.

  • Car loans are exclusive to members aged 18 and over, who must to live or work in a G postcode.
  • You must save at least £10/month along with your loan repayment. It’s free to become a member and you can join at the start of your loan application.
  • All loans are subject to status and meeting our lending criteria. Terms and Conditions apply. View all loan rates.

*In the event of your death, your loan will be paid off in full. Restrictions apply.