We have a range of great mortgages to suit all needs, whether you’re a first-time buyer, moving home or simply looking for a better deal. With a mortgage from Glasgow Credit Union owning your dream home can become a reality.
A Glasgow Credit Union mortgage is different from bank and building society mortgages because unlike them, we don’t borrow any money from other lenders, which means we’re not directly impacted by any Bank of England base rates.
This means we don’t have to change our rates when the Bank of England changes the base rate. All our rates are based on the credit union’s Standard Variable interest rate and not the Bank of England base rate.
Our mortgage rates are set by the credit union based on a number of factors, but most importantly what will provide the best value for all our members. We review our rates quarterly.
We guarantee to give you our best service – or we’ll pay you £100
Members tell us that above everything else, what they value most is our great service. That’s why we introduced our Mortgage Guarantee to set out the level of service that you can expect from us. We’re so confident in our service that if we don’t deliver, we’ll pay you £100!
Our Mortgage Guarantee
• You won’t be charged any setup, arrangement or product fees
• We will provide a mortgage decision within five working days of your appointment*
• Your mortgage enquiry will be dealt with by one of our dedicated mortgage advisers who will be your key contact
• Your mortgage decision will be made by a person – not a computer
*Subject to all documents being provided
For more information, contact our mortgage team on 0141 274 9933
Not got time to talk right now?
Complete our online form and we’ll contact you to discuss your enquiry.
Please check first that you are eligible to apply:
You are aged 18 or over
You have a UK bank account in your own or joint names
You are a permanent UK resident
You have never been bankrupt or had a Court Decree
To complete your application you will need:
Your current employer's address details
Details of monthly income and outgoings
Bank or building society details (sort code and account number)
To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice
It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.
Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.