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FIRST TIME BUYER MORTGAGES

Get onto the property ladder with as
little as a 5% deposit

Plus, our Mortgage Guarantee promises:

  • Our best service, or we’ll pay you £100
  • Mortgage decision within 5 working days
  • Your own dedicated mortgage adviser

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE

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LOANS TO SUIT YOU

from £500 to £25,000

Find a loan to suit you

I want to borrow

£

How long for

Representative Example

Summary

  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56
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LOANS

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Latest News

fairmont hotel

Fairmont St Andrews Prize Winner

15th February

Love is in the air… On the run-up to Valentine’s Day, we asked our members what they loved about the credit union. Congratulations to Shaun O’Hagan, winner of our fantastic Fairmont St Andrews competition! Shaun will enjoy a romantic overnight stay for two people, inclusive of full Scottish breakfast, spa access and a 50-minute treatment […]

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AGM update

12th February

AGM Update The minutes of the 2018 Annual General Meeting have been published within the secure Members’ Area of our website. These will be presented to a Special General Meeting of members for approval. We will convene a Special General Meeting (SGM) for 27 March 2019 to allow members sufficient time to review. The formal Notice of the SGM […]

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fairmont hotel

Win a luxury break for two!

11th February

THIS COMPETITION HAS NOW CLOSED Win an overnight stay at the Fairmont St. Andrews With Valentine’s Day coming up, we thought we’d share the love by giving one lucky member a chance to win a romantic overnight stay for two people, inclusive of full Scottish breakfast, spa access and a 50-minute treatment at the 5* […]

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