Love is in the air… On the run-up to Valentine’s Day, we asked our members what they loved about the credit union. Congratulations to Shaun O’Hagan, winner of our fantastic Fairmont St Andrews competition! Shaun will enjoy a romantic overnight stay for two people, inclusive of full Scottish breakfast, spa access and a 50-minute treatment […]
AGM Update The minutes of the 2018 Annual General Meeting have been published within the secure Members’ Area of our website. These will be presented to a Special General Meeting of members for approval. We will convene a Special General Meeting (SGM) for 27 March 2019 to allow members sufficient time to review. The formal Notice of the SGM […]
THIS COMPETITION HAS NOW CLOSED Win an overnight stay at the Fairmont St. Andrews With Valentine’s Day coming up, we thought we’d share the love by giving one lucky member a chance to win a romantic overnight stay for two people, inclusive of full Scottish breakfast, spa access and a 50-minute treatment at the 5* […]
Please check first that you are eligible to apply:
You are aged 18 or over
You have a UK bank account in your own or joint names
You are a permanent UK resident
You have never been bankrupt or had a Court Decree
To complete your application you will need:
Your current employer's address details
Details of monthly income and outgoings
Bank or building society details (sort code and account number)
To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice
It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.
Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.