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FIRST TIME BUYER MORTGAGES

Get onto the property ladder with as
little as a 5% deposit

Plus, our Mortgage Guarantee promises:

  • Our best service, or we’ll pay you £100
  • Mortgage decision within 5 working days
  • Your own dedicated mortgage adviser

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE

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LOANS TO SUIT YOU

from £500 to £25,000

Find a loan to suit you

I want to borrow

£

How long for

Representative Example

Summary

  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56
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CONSOLIDATION
LOANS

Start your path to financial fitness today

 

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Latest News

fairmont hotel

Fairmont St Andrews Prize Winner

15th February

Love is in the air… On the run-up to Valentine’s Day, we asked our members what they loved about the credit union. Congratulations to Shaun O’Hagan, winner of our fantastic Fairmont St Andrews competition! Shaun will enjoy a romantic overnight stay for two people, inclusive of full Scottish breakfast, spa access and a 50-minute treatment […]

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AGM update

12th February

AGM Update The minutes of the 2018 Annual General Meeting have been published within the secure Members’ Area of our website. These will be presented to a Special General Meeting of members for approval. We will convene a Special General Meeting (SGM) for 27 March 2019 to allow members sufficient time to review. The formal Notice of the SGM […]

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fairmont hotel

Win a luxury break for two!

11th February

THIS COMPETITION HAS NOW CLOSED Win an overnight stay at the Fairmont St. Andrews With Valentine’s Day coming up, we thought we’d share the love by giving one lucky member a chance to win a romantic overnight stay for two people, inclusive of full Scottish breakfast, spa access and a 50-minute treatment at the 5* […]

Read More >

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You are now applying for a personal loan

Please check first that you are eligible to apply:

  • You are aged 18 or over
  • You have a UK bank account in your own or joint names
  • You are a permanent UK resident
  • You have never been bankrupt or had a Court Decree

To complete your application you will need:

  • Your current employer's address details
  • Details of monthly income and outgoings
  • Bank or building society details (sort code and account number)

To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice

It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.

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Loan Term

Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.

Re-calculate loan term
 
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