Loans designed to fit your life

Glasgow Credit Union loans are exclusive to members and come with a range of added benefits. Personal loans are available from £500 up to £25,000.
If you’re not already a member and would like to borrow straight away, you can begin a loan application and apply for membership at the same time.

Benefits of borrowing with us

  • Quick and easy online application
  • Text updates throughout each stage of your application
  • We help you grow your savings alongside your loan repayments
  • Clear interest rates which are guaranteed not to change after application
  • Lending decisions are based on your individual needs and are made by a person, not a computer
  • Decisions usually within 24 hours*, with the option to have your loan paid same day (£2 fee applies)
  • Free loan protection insurance**

Reward Loan

There has never been a more rewarding time to borrow with Glasgow Credit Union! Choose one of three fantastic member-exclusive rewards including a night away for two, a spa experience, or a free MOT and 12 car washes when you borrow from £5,000 to £25,000.

Low rate personal loans

Whether you’re buying a new car, fitting a new kitchen or booking a family holiday, you’ll benefit from our lowest rate of 4.9% when you borrow between £7,500 and £14,999.


* The popularity of our loans and the volume of applications we receive means that sometimes it can take a little longer to get back to you with a decision – but don’t worry – we’ll keep you updated by text.
** In the event of your death, your loan will be paid off in full. Restrictions apply.

  • If you don’t meet the lending criteria for the loan you apply for, our underwriting team will get in touch as you may meet the criteria for a different loan amount or product.
  • Loans are exclusive to our members, who must save at least £10 per month together with their loan repayment. It’s free to become a member. If you’re not already a member, we’ll ask you to join at the start of your loan application. All we’ll ask is that you deposit £10 in savings once your loan has been approved.
  • All loans are subject to status and meeting our lending criteria.
  • View our loan rates