First Time Buyer Mortgages

We have a range of mortgages to suit first time buyers, available with as little as 5% deposit.

Our mortgage team have helped hundreds of first time buyers in Glasgow get on to the property ladder. Your named mortgage adviser is here for you from your first enquiry through to getting your keys, and beyond.

We also offer mortgages in conjunction with a range of Shared Equity schemes, specifically tailored to help first time buyers into their own home. In some cases, you could become a homeowner from as little as £1,000 deposit.

We don’t charge any set-up fees, plus, our mortgage guarantee promises that we’ll give you our best service or we’ll pay you £100!

Mortgage Calculator

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Discounted Variable Rate Mortgages

Product Initial Rate Followed by SVR (current rate) Overall Cost for Comparison Set-up Fees Monthly Payment
No Mortgages match.

Standard Variable Rate Mortgages

Product Initial Rate Followed by SVR (current rate) Overall Cost for Comparison Set-up Fees Monthly Payment
No Mortgages match.

For more information, contact our mortgage team on 0141 274 9933

Not got time to talk right now?

Complete our online form and we’ll contact you to discuss your enquiry.

IMPORTANT INFORMATION

  • All loans are subject to status and meeting our lending criteria, which will include a credit reference assessment
  • A higher lending charge may be applicable, depending on the amount you wish to borrow and the value / purchase price of your property. We charge 0.5% of the loan value for LTV between 85% and 90% and 1% of the loan value for LTV greater than 90%. The maximum you can borrow is 95% of the value or purchase price (whatever is lower) of your property.
  • Early repayment charge of 2% applies during the promotional rate period.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE