Soar away with our low rate loans!

There has never been a better time to borrow with Glasgow Credit Union.
Whether you’re booking a family holiday, fitting a new kitchen, or buying a new car, you’ll benefit from our low rates this summer.

Personal Loan Calculator

Find a loan to suit you

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Representative Example


  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56

Benefits of borrowing with us:

  • Quick and easy online application
  • Text updates throughout each stage of your application
  • Guaranteed interest rates which do not change after application
  • We help you grow your savings alongside your loan repayments
  • Lending decisions are based on your individual needs and are made by a person, not a computer
  • Decisions usually within 24 hours* with the option to have your loan paid same day (£2 fee applies)
  • FREE loan protection insurance**

*The popularity of our loans and volume of applications means that it can sometimes take a little longer to get back to you with a decision – but don’t worry – we’ll keep you updated by text.
**In the event of your death, your loan will be paid off in full. Restrictions apply.


  • All loans subject to status and meeting our lending criteria. If you don’t meet the lending criteria for the loan you apply for, our underwriting team will get in touch as you may meet the criteria for a different loan amount or product. Loans are exclusive to members who must save at least £10/month together with their loan repayment. If you’re not already a member, it’s free to join at the start of your loan application. All we ask is that you deposit £10 in savings once your loan has been approved.
  • Terms and Conditions apply. View all of our loan rates.
  • Personal Loans are not available for debt consolidation.
    Visit our Consolidation Loan page if you’re interested in this.