Terms and Conditions

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You are now applying for a personal loan

Please check first that you are eligible to apply:

• You are aged 18 or over
• You have had an active Glasgow Credit Union membership for at least 3 months
• You have a UK bank account in your own or joint names
• You are a permanent UK resident
• You have never been bankrupt or had a Court Decree

To complete your application you will need:

• Your current employer's address details
• Details of monthly income and outgoings
• Bank or building society details (sort code and account number)

To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice

It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.

Loan Term

Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.