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Terms and Conditions

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Click on the relevant link below to view the document

Membership Survey Prize Draw Terms and Conditions Jan 18

Membership Terms and Conditions

Membership Information

Tariff of Charges

Personal Loan Terms and Conditions

Consolidation Loan Terms and Conditions

Everyday Loan Terms and Conditions

Budget Loan Terms and Conditions

Secured Against Shares Loan Terms and Conditions

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Mortgage guarantee Terms and Conditions

Website Terms and Conditions

Cash ISA Terms and Conditions*
*Cash ISA is no longer available

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Glasgow Credit Union
95 Morrison St
G5 8BE


Tel. 0141 274 9933


© Glasgow Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 213558


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You are now applying for a personal loan

Please check first that you are eligible to apply:

  • You are aged 18 or over
  • You have a UK bank account in your own or joint names
  • You are a permanent UK resident
  • You have never been bankrupt or had a Court Decree

To complete your application you will need:

  • Your current employer's address details
  • Details of monthly income and outgoings
  • Bank or building society details (sort code and account number)

To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Fair Processing Notice

It is important that you read the Fair Processing Notice document above. If there is anything that you do not understand, please contact us.

Are you happy to proceed with an application?

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Loan Term

Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.

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