Glasgow Credit Union 100% Mortgage

Getting onto the property ladder might be easier than you think with our new 100% mortgage. Designed to help home-buyers who have little or no deposit, our newest mortgage product is available for 100% of the value or purchase price (whichever is lower) of your property, up to a maximum loan amount of £125,000.

Our mortgage guarantee also promises that we’ll give you our best service, or we’ll pay you £100!

We don’t charge any set-up fees, however, a higher lending charge will apply on our 100% Mortgage.

 

100% Mortgage Calculator

£
£
Years
50%

Discounted Variable Rate Mortgages

Product Initial Rate Followed by SVR (current rate) Overall Cost for Comparison Set-up Fees Monthly Payment
No Mortgages match.

Standard Variable Rate Mortgages

Product Initial Rate Followed by SVR (current rate) Overall Cost for Comparison Set-up Fees Monthly Payment
No Mortgages match.

For more information, contact our mortgage team on 0141 274 9933

Not got time to talk right now?

Complete our online form and we’ll contact you to discuss your mortgage enquiry.

IMPORTANT INFORMATION

  • Maximum loan to income is 4 x annual income (benefits can only be taken into consideration IF they are payable for full term of mortgage – evidence of this will be required). For non-contractual regular income such as bonuses or regular overtime some of this income may be considered if proof available over two-year period.
  • Fees cannot be added to loan amount (Higher Lending charge applies – 1 % of loan amount therefore max Fee £1,250 if property price/value = maximum permitted under scheme)
  • All loans are subject to status and meeting our lending criteria, which will include a credit reference assessment. If you do not meet the affordability assessment, our team will advise the maximum amount (if any) you may qualify for and if it is possible to lend with a deposit.

 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE