100% Mortgages from Glasgow Credit Union

Getting onto the property ladder might be easier than you think with our 100% mortgage!

Designed to help homebuyers who have little or no deposit, this mortgage is available for 100% of the value or purchase price of your property (whichever is lower), up to a maximum loan amount of £200,000.

Check out our first time buyer checklist to help you navigate your way to homeownership.

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Fixed Rates Mortgages

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No Mortgages match.

Discounted Variable Rate Mortgages

Product Initial Rate Followed by SVR (current rate) Overall Cost for Comparison Set-up Fees Monthly Payment
No Mortgages match.

Standard Variable Rate Mortgages

Product Initial Rate Followed by SVR (current rate) Overall Cost for Comparison Set-up Fees Monthly Payment
No Mortgages match.

For more information, contact our mortgage team on 0141 274 9933

Not got time to talk right now?

Complete our online form and we’ll contact you to discuss your mortgage enquiry.

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IMPORTANT INFORMATION

  • Maximum loan to income is 4 x your annual income (benefits can only be taken into consideration if they are payable for the full term of mortgage – evidence of this will be required). For non-contractual regular income such as bonuses or regular overtime, some of this income may be considered if proof is available over a two-year period.
  • All loans are subject to status and meeting our lending criteria, which will include a credit reference assessment. If you do not meet the affordability assessment, our team will advise the maximum amount (if any) you may qualify for and if it is possible to lend with a deposit.

 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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You are now applying for a personal loan

Please check first that you are eligible to apply:

  • You are aged 18 or over
  • You have had an active Glasgow Credit Union membership for at least 3 months
  • You have a UK bank account in your own or joint names
  • You are a permanent UK resident
  • You have never been bankrupt or had a Court Decree

To complete your application you will need:

  • Your current employer's address details
  • Details of monthly income and outgoings
  • Bank or building society details (sort code and account number)

To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice

It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.

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