Make 2020 the year to take control of your finances

Using credit cards or store cards over the festive season may seem convenient at the time, but can leave you with a financial hangover in the New Year.

Enter the details of your existing debts into our calculator and see how much you could save with our award-winning consolidation loan.
Loans are exclusive to members, who must save at least £10 per month together with their loan repayment.

Debt Consolidation Calculator

Type of Debt

Balance Outstanding

Monthly Repayment


£ £

Total Existing Debt


Current Monthly Repayment


I'd Like to clear my debt in


Benefits of our consolidation loan

  • Quick and easy application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates guaranteed not to change after application
  • We help you grow your savings alongside your loan repayments
  • Free loan protection*



Glasgow Credit Union does not offer advice on debt consolidation loans.
Free independent advice on consolidating debts can be found through the Money Advice Service.

You will receive a confirmation email on completion of your loan application. In some cases, we may need to ask you for more information to help us make a decision.

  • A consolidation loan isn’t for everyone. It may mean repaying the debt over a longer period. As a responsible lender, we encourage members consolidating their debts to close the accounts with existing lenders, to avoid building up debt again.
  • All loans subject to status and meeting our lending criteria. Consolidation Loan Terms and Conditions.
  • If you have difficulty repaying your loan, download our leaflet to see your options

* In the event of your death, your loan will be paid off in full. Restrictions apply.