Take control of your finances

If you’re juggling multiple debts such as credit cards, personal loans and store cards, you might want to think about consolidating them into one monthly payment with a consolidation loan.

Enter the details of your existing debts into our calculator and see how much you could save with our consolidation loan.

If your application is approved, we send the funds directly to your existing lender to clear the debt.

Debt Consolidation Calculator

Type of Debt

Balance Outstanding

Monthly Repayment


£ £

Total Existing Debt


Current Monthly Repayment


I'd Like to clear my debt in


Benefits of our consolidation loan

  • Quick and easy application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates guaranteed not to change after application
  • We help you grow your savings alongside your loan repayments
  • Free loan protection*



Glasgow Credit Union does not offer advice on debt consolidation loans.
Free independent advice on consolidating debts can be found through the Money Advice Service.

You will receive a confirmation email on completion of your loan application. In some cases, we may need to ask you for more information to help us make a decision.

  • A consolidation loan isn’t for everyone. It may mean repaying the debt over a longer period. As a responsible lender, we encourage members consolidating their debts to close the accounts with existing lenders, to avoid building up debt again.
  • All loans subject to status and meeting our lending criteria. Consolidation Loan Terms and Conditions.
  • Loans are exclusive to members, who must save at least £10 per month together with their loan repayment.
  • If you have difficulty repaying your loan, download our leaflet to see your options

* In the event of your death, your loan will be paid off in full. Restrictions apply.