A better way to borrow

Our new Advantage Loan is designed for you with our lowest ever rates! Whether you’re doing up your home or booking that long-awaited holiday, take advantage of a better way to borrow with these added benefits:

  • No early repayment fees
  • Quick and easy application
  • Fixed repayments over 1 to 4 years
  • Repay your loan direct from your salary (if you work for one of our employer partners)
  • Free loan protection*

Advantage Loan calculator

Find a loan to suit you

I want to borrow


How long for

Representative Example


  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56


You will receive a confirmation email on completion of your loan application. In some cases, we may need you to provide more information to help us make a decision.

  • Loans are exclusive to members aged 18 and over, who must live or work in a G postcode.
  • You must save at least £10/month along with your loan repayment. If you’re not already a member, it’s free to join. To be able to join, you need to live or work in a G postcode.
  • All loans are subject to status and meeting our lending criteria. Terms and conditions apply.
  • Advantage Loans are not available for debt consolidation. Visit our Consolidation Loan page if you’re interested in this.
  • Advantage Loans cannot be used to top up or added to any existing loan balance held with Glasgow Credit Union.
  • If you have difficulty repaying your loan, download our leaflet to see your options

*In the event of your death, your loan will be paid off in full. Terms, Conditions and Restrictions apply.