Need a top up?

Top up your existing Glasgow Credit Union loan for any purpose up to £25,000, over a term of 1 – 7 years.
You could even keep your repayments the same by changing the term of your loan. Use the calculator below to find out how affordable our loans are.

Additional Borrowing Loan calculator

Enter the amount you wish to borrow, excluding your current loan balance

Find a loan to suit you

I want to borrow


How long for

Representative Example


  • Representative APR 29.4%
  • Monthly Repayment £49.33
  • Total Repayment £1234.56

Benefits of additional borrowing with us:

  • Quick and easy online application
  • Fixed repayments over 1 to 7 years
  • Clear interest rates which are guaranteed not to change after application
  • We help you grow your savings alongside your loan repayments
  • Free loan protection*



Please don’t include any existing loan balances you have with us – only the new amount you want to borrow. Your new loan will be added to the balance of your existing loan to give you one combined affordable loan repayment.

You will receive a confirmation email on completion of your loan application. In some cases, we may need to contact you for more information to help us make our decision.

*In the event of your death, your loan will be paid off in full. Restrictions apply.

  • Loans are exclusive to members aged 18+, who must live or work in the West of Scotland (which includes all G, FK, KA, ML and PA postcodes), or work for one of our Employer Partners. Members must save at least £10 per month together with their loan repayment.
  • The calculator above is for illustrative purposes. Terms and conditions apply.
  • If you have difficulty repaying your loan, download our leaflet to see your options