Get an instant decision when you top up your existing Glasgow Credit Union loan. Top up your loan for any purpose up to £25,000, over a term of 1 – 7 years. You could even keep your repayments the same by changing the term of your loan. Use the calculator below to find out how affordable our loans are.
Additional Borrowing Loan calculator
Enter the amount you wish to borrow, excluding your current loan balance
Benefits of additional borrowing with us:
Instant loan decision
Quick and easy online application
Fixed repayments over 1 to 7 years
Clear interest rates which are guaranteed not to change after application
We help you grow your savings alongside your loan repayments
Please don’t include any existing loan balances you have with us – only the new amount you want to borrow. Your new loan will be added to the balance of your existing loan to give you one combined affordable loan repayment.
You will receive an instant decision on your loan, which will be followed by a confirmation email. In some cases, we may need to contact you for more information to help us make our decision.
*In the event of your death, your loan will be paid off in full. Restrictions apply.
Loans are exclusive to members aged 18+, who must live or work in a G postcode. Members must save at least £10 per month together with their loan repayment.
Additional borrowing is not available for debt consolidation. Visit our Consolidation Loan page if you’re interested in this.
Please check first that you are eligible to apply:
You are aged 18 or over
You have a UK bank account in your own or joint names
You are a permanent UK resident
You have never been bankrupt or had a Court Decree
To complete your application you will need:
Your current employer's address details
Details of monthly income and outgoings
Bank or building society details (sort code and account number)
To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice
It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.
Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.