Welcome to our Financial Wellbeing Hub

We’ve created our Financial Wellbeing Hub to help you on your path to financial wellness. The hub is free for everyone to use and aims to provide all the guidance and tools required to help improve or maintain your financial wellbeing. Having a firm grip of your finances can also have a positive impact on your health, mental wellbeing and relationships.

Our hub includes articles and guides covering everything from budgeting to getting onto the property ladder. Further down the page, we’ve also included some of the best resources from the internet which give free impartial advice on money matters.

BUDGETING

Plan your budget here

This free Budget Planner from the Money Advice Service is an excellent tool to help you take control of your money. It only takes a few minutes to complete and will help you to analyse your spending.

Take control of your money

Find out how Glasgow Credit Union can help you with your finances.

Top tips to help you budget

We’ve compiled our handy step by step guide to keep your finances on track.

SAVINGS

Top tips for when the temperature drops

Winter can be an expensive time of year. We’ve compiled our handy guide on ways to save during the winter months.

Keep a cool budget

From free activities around the city to saving on your next barbeque – check out our hot savings tips to help keep your budget cool.

Help the environment and your pocket

Little changes to your everyday routines can make a big difference. We’ve put together some handy tips to help reduce your environmental impact.

Holiday savings tips

We’ve pulled together our top tips on ways to save money on your next holiday… whenever that may be!

BORROWING

How to improve your credit rating

Credit ratings can have a big impact on our lives. Our guide explains how credit ratings work and explains ways in which you can improve it.

Check this out before buying a car

If you’re thinking of buying a new car make sure you check out our top five tips for getting the right car for your needs.

The pros and cons of new vs used

Undecided on whether to buy a new or used car? We’ve pulled together a list of the benefits and draw backs of each to help you decide.

MORTGAGES

Owning a home

Whether you’re buying your first home, moving to a more suitable place, or simply looking for a new mortgage deal, it’s important to consider all the financial matters that can affect your choices.

Where to start

Whether you live alone in a one bedroom  flat, or with your growing family in a 4 bedroom new-build house, there are always ways of  adding value to your property.

Everything a first time buyer should know

It’s the biggest purchase most of us will ever make so understanding the ins and outs of the first time buyer market is essential. Check out our top tips in our handy guide.

Mortgage jargon buster

Our mortgage jargon buster is a helpful A to Z of mortgage terms to help you get to grips with the jargon of buying and selling.

HANDY GUIDES

Stay safe during winter

Check out our four top tips on making sure your car is prepared for cold weather.

Protecting yourself online

Keep your data secure with our handy tips for protecting yourself online.

FINANCIAL HELP AND ADVICE

From pocket money to pensions, money has an impact on every stage of life. If you need help or guidance on a financial issue, the organisations listed below all offer free and impartial advice:

Citizens Advice Scotland

Offers free, one-to-one and impartial general advice on employment, housing, debt, benefits and consumer issues as well as many other topics.

Money Advice Service

The Money Advice Service was set up by the government to provide free and impartial money advice to help improve your finances.

Pension Wise

Pension Wise is a free and impartial government service that helps you understand the options for your pension pot.

Money Navigator Tool

If your income has been affected by the Coronavirus pandemic, the Money Navigator tool from the Money Advice Service can help build an action plan based on your own situation.

Money Map from CAB Scotland

Citizens Advice Scotland have created the Money Map in response to the economic impact of COVID-19. Money Map will help you find sources of online support to increase your income, reduce your bills and ease the costs of daily living.

WHERE TO GET DEBT ADVICE?

If you find yourself struggling with debt, it’s important to remember that no debt problems are unsolvable and that there is always free support and advice available to help you take control of your finances. Below we’ve listed some of the most useful public resources:

Step Change

No matter how large or small your debt problem is, Step Change can help. Advice can be provided online or over the phone giving you a clear picture of how to deal with your debts.

National Debtline

National Debtline is a charity which provides free, impartial and confidential debt advice over the phone and online.

Debt Advice Foundation

Debt Advice Foundation is a registered national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt.

Money Advice Scotland

Money Advice Scotland is a charity  which aims to help people in debt, support money advisers, and influence policy.

Payment Support Team

If you need help with a Glasgow credit Union loan product speak to our payment support team on 0141 274 5409 or paymentsupport@glasgowcu.com

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