We are working with the BBC and Curve Media on a new uplifting series that highlights the importance of credit unions in preventing people from getting into a spiral of debt with high-cost loan companies. The series will follow our work as we help our members find loans to enrich or change their lives.
How do I get involved?
If you have ever had a loan or are interested in applying for one, the BBC would like to hear your story. Perhaps you were thinking of a loan to fund home improvements, a holiday, a wedding, nursery fees, a birthday celebration, an unexpected repair bill, or paying off other high-cost loans? Whatever your reason, we would like to speak to you.
Please check first that you are eligible to apply:
You are aged 18 or over
You have a UK bank account in your own or joint names
You are a permanent UK resident
You have never been bankrupt or had a Court Decree
To complete your application you will need:
Your current employer's address details
Details of monthly income and outgoings
Bank or building society details (sort code and account number)
To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice
It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.
Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.