Andy has 15 years of Operational Risk and Regulatory Reporting & Change experience within the financial industry across Retail Banking and Investment Banking. This includes financial institutions such as RBS, Barclays, HSBC & Morgan Stanley. Andy is currently employed as a Senior Principal Consultant with Genpact, a global professional services firm.
Having setup up his own consultancy business, Andy brings vast and varied experience of banking operations and risk management that is relevant to the ever-changing and progressing credit union industry. Andy holds a strong belief in financially empowering people and alignment with Glasgow Credit Union’s ethos & values.
Please check first that you are eligible to apply:
You are aged 18 or over
You have a UK bank account in your own or joint names
You are a permanent UK resident
You have never been bankrupt or had a Court Decree
To complete your application you will need:
Your current employer's address details
Details of monthly income and outgoings
Bank or building society details (sort code and account number)
To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice
It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.
Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.