Glasgow Credit Union is the UK’s largest credit union. Everyone living or working in the West of Scotland (all G, FK, KA, ML and PA postcodes), or who works for one of our Employer Partners, can become a member and access our exclusive savings, loans and mortgage products.
Benefits of joining
Exclusive access to personal loans up to £25,000
Exclusive access to member-only mortgage deals
A hassle-free way to become a regular saver with the comfort of free life insurance (restrictions apply)
24-hour access to view your account and request transactions via our website and mobile app
Become part of a local, mutual organisation that puts members and the local community first
It only takes 2 minutes to complete our online application form and as soon as your first deposit is made into your savings account – you will then become a member.
Within the application form you will get to choose if you would like to save into your account either by:
Direct Debit from your bank account on a suitable date in the month, or
Payroll deduction meaning that you can save straight from your wages every time you get paid
You’ll find a drop-down list of employers who offer payroll deduction within the application form. We work with over 110 employers who offer their workforce this unique way to save.
If you would like to save through payroll deduction but your employer is not on this list then speak to us today and we’ll contact your employer to find out if this is something they can offer. Send an email to Paul Rytel, our Business Development Manager: [email protected].
Employers can find more information on the benefits of offering payroll deduction with Glasgow Credit Union here.
Please check first that you are eligible to apply:
You are aged 18 or over
You have a UK bank account in your own or joint names
You are a permanent UK resident
You have never been bankrupt or had a Court Decree
To complete your application you will need:
Your current employer's address details
Details of monthly income and outgoings
Bank or building society details (sort code and account number)
To enable us to make a decision on your loan application we will contact Credit Referencing & Fraud Prevention Agencies. This will register a search against your credit record and if your application is successful we will share the information we hold for you with these agencies. Further details are available in our Privacy Notice
It is important that you read the Privacy Notice document above. If there is anything that you do not understand, please contact us.
Please be aware that the longer you take to pay back a loan, the more you will pay back in interest. If you go for a shorter term your monthly repayment might go up, but you'll save in interest and pay back your loan faster.