Smaller Loans

Looking for a loan under £5000?

If you’re looking for a smaller loan, we can help. Use our calculator to see how affordable our smaller loans are.

How much do you want to borrow

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How long for


Representative Example

If you already have a loan with us and would like to borrow some more please click here

Benefits of borrowing with us:

  • All our decisions are made based on your individual needs by a person, not a computer scorecard
  • Quick and easy online applications
  • Clear interest rates which are guaranteed not to change after application
  • You can grow your savings along with your loan repayments
  • Decisions usually within 24 hours with the option to have your loan paid same day (£2 fee applies)
  • Text updates throughout each stage of your application
  • FREE loan protection insurance*

If you do not meet the lending criteria for the loan you apply for, our underwriting team will contact you by telephone. If you meet the criteria for a different loan amount or product, we will let you know when we call.

Loans are exclusive to members who must save at least £10 per month together with their loan repayment. It’s free to become a member and we’ll ask you to join at the start of your loan application. All we’ll ask is that you deposit £10 in savings after your loan has been approved.

*In the event of your death your loan will be paid off in full. Terms and conditions apply.

All loans are subject to status and meeting our lending criteria. Calls may be recorded for quality assurance and training purposes.

To view our standard loan terms and conditions please click here