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Christmas Loans

Loans to help you spread the cost of Christmas

 

With financial experts predicting a spike in people using payday loans, doorstep loans or high interest  credit and store cards to meet the cost of Christmas, we’d like to remind our members that our low cost Personal Loans could help you meet the cost of the festive season without overstretching yourself financially.

Most loans are arranged over the phone or via the secure section of our web site. Login to apply today or call us on 0141 274 9933. Once you apply, we’ll keep you up to date on how your loan is progressing by text message. Decisions are fast and we aim to have your funds in your bank account within 7 days of applying.

 

Beware high interest borrowing!       

  • The average credit card APR is 17% (source)

  • The average store card APR is 29.9% (source)

  • The average payday loan APR is 4000% (source)

  • The average doorstep lender APR is 272% (source)

(rates correct as of 9th Nov 2012)     

      

Representative Example

Loan Amount

Term

APR 

Monthly repayment

Total interest repaid

Total repayable

£1,500

18 months

 12.9%  

£90.78

£134

£1,634

 

Other loans products and loan amounts available.

Use our handy loan calculator to find out just how affordable a loan from us can be.

Personal Loan Terms and Conditions

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