Cookies help website users perform certain functions. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on the website.
If you wish, you can change your cookie settings at any time.
Click here for more infoLoans to help you spread the cost of Christmas

With financial experts predicting a spike in people using payday loans, doorstep loans or high interest credit and store cards to meet the cost of Christmas, we’d like to remind our members that our low cost Personal Loans could help you meet the cost of the festive season without overstretching yourself financially.
Most loans are arranged over the phone or via the secure section of our web site. Login to apply today or call us on 0141 274 9933. Once you apply, we’ll keep you up to date on how your loan is progressing by text message. Decisions are fast and we aim to have your funds in your bank account within 7 days of applying.
Beware high interest borrowing!
-
The average credit card APR is 17% (source)
-
The average store card APR is 29.9% (source)
-
The average payday loan APR is 4000% (source)
-
The average doorstep lender APR is 272% (source)
(rates correct as of 9th Nov 2012)
Representative Example
|
Loan Amount |
Term |
APR |
Monthly repayment |
Total interest repaid |
Total repayable |
|
£1,500 |
18 months |
12.9% |
£90.78 |
£134 |
£1,634 |
Other loans products and loan amounts available.
Use our handy loan calculator to find out just how affordable a loan from us can be.
Personal Loan Terms and Conditions
Please note, calls may be recorded for quality assurance and training purposes


